About Financial Guardian

Financial Guardian team meeting in a modern office space

Our Story

Financial Guardian was founded in 2020 by Dr. Rania Khalil and Omar Haddad, who recognized a critical gap in Jordan's financial landscape: everyday citizens lacked access to practical strategies for protecting their savings against inflation. As the COVID-19 pandemic accelerated economic volatility in Jordan, this need became even more pressing.

Both founders had witnessed firsthand the devastating effects of savings erosion during their careers in banking and academia. Dr. Khalil's research at the Central Bank of Jordan had revealed that traditional financial advice often failed to address the specific challenges of Jordan's economy. Meanwhile, Omar's work with investment clients showed that effective inflation protection strategies were typically reserved for the wealthy.

Starting with a small blog and free community workshops, Financial Guardian quickly gained recognition for translating complex economic concepts into practical advice. By 2022, our team had expanded to include researchers, financial analysts, and technology specialists, all united by a common mission: democratizing financial knowledge to help ordinary Jordanians preserve their wealth.

Today, Financial Guardian serves thousands of clients across Jordan, offering personalized financial guidance, innovative digital tools, and ongoing education that empowers people to make informed decisions about their savings in an inflationary environment.

Financial Guardian founders in their first office

Our Mission & Values

Our Mission

We exist to empower everyday Jordanians with the knowledge, tools, and strategies needed to protect their financial future against inflation. We believe that financial security shouldn't be a privilege for the few, but accessible to all.

Independence

We remain free from financial institution affiliations, ensuring our advice is always in your best interest, not driven by commissions or sales targets.

Accessibility

We translate complex financial concepts into clear, actionable advice that's understandable regardless of your financial background or education level.

Evidence-Based

All our recommendations are grounded in rigorous economic research and real-world testing specific to Jordan's economic environment.

Transparency

We clearly communicate both potential benefits and risks of any financial strategy, with no hidden agendas or glossed-over details.

Our Expert Team

The Financial Guardian team combines academic expertise with practical financial experience to provide you with the most effective inflation protection strategies.

Dr. Rania Khalil portrait

Dr. Rania Khalil

Founder & Chief Financial Analyst

With a Ph.D. in Financial Economics from the London School of Economics and 20 years of experience in economic analysis, Dr. Khalil is a leading authority on inflation dynamics in developing economies. Before founding Financial Guardian, she served as an advisor to the Central Bank of Jordan and lectured at the University of Jordan. Her innovative research on customized inflation protection strategies has been published in prestigious economic journals worldwide.

Omar Haddad portrait

Omar Haddad, CFA

Co-Founder & Investment Strategist

Omar brings 15 years of investment management experience from leading financial institutions in the Middle East, including Arab Bank and Ahli Bank. As a Chartered Financial Analyst with specialized certification in inflation-protected securities, he transforms complex investment concepts into accessible strategies for everyday savers. Omar oversees our portfolio recommendation systems and leads our investor education workshops throughout Jordan.

Leila Darwish portrait

Leila Darwish, MA

Economic Research Director

Leila leads our research department with a keen eye for how economic trends impact different demographic groups within Jordan. With a Master's in Economic Development from the University of Jordan and previous experience at the Department of Statistics, she brings data-driven precision to our recommendations. Her groundbreaking research on sector-specific inflation impacts has revolutionized how we develop targeted protection strategies for various professions and industries.

Tariq Masri portrait

Tariq Masri, BSc

Financial Technology Lead

Tariq bridges the gap between financial expertise and technological innovation at Financial Guardian. With a background in Computer Science from Princess Sumaya University for Technology and financial certification from the CFA Institute, he leads the development of our digital tools including the Inflation Tracker App and Portfolio Analysis Platform. His work makes sophisticated financial analysis accessible through user-friendly technology solutions tailored to the Jordanian market.

Our Achievements & Impact

Since our founding, Financial Guardian has helped thousands of Jordanians preserve and grow their wealth despite challenging economic conditions. Our commitment to financial education and accessible advice has created tangible results across various demographics.

15,000+ Jordanians Protected

Clients who have implemented our strategies and successfully preserved their savings against inflation

120+ Free Workshops

Financial education events conducted across 12 Jordanian cities since 2020

4.2% Average Real Returns

Average inflation-adjusted returns achieved by our clients in 2024, despite 7.4% inflation

35,000+ App Downloads

Users of our free Inflation Tracker App across Jordan and neighboring countries

Recognition & Awards

  • 🏆

    Financial Education Excellence

    Awarded by the Jordan Banking Association for our contribution to improving financial literacy (2024)

  • 🔍

    Economic Research Quality

    Recognized by the Middle East Economic Association for methodological rigor and practical applications (2025)

  • 💻

    Financial Technology Innovation

    Honored by the Jordan Digital Forum for our Inflation Tracker App that provides personalized calculations (2024)

  • 📈

    Economic Resilience Promotion

    Acknowledged by the Ministry of Digital Economy for empowering citizens with financial knowledge (2023)

What Our Clients Say

Yasmine Abadi portrait

"Financial Guardian completely changed my approach to saving. Their personalized strategy helped me maintain my purchasing power despite rising inflation. What impressed me most was how they explained complex financial concepts in simple terms that I could actually understand and implement."

Yasmine Abadi

Software Engineer, Amman

Ibrahim and Fatima Maalouf portrait

"As retirees, we were watching our savings lose value month after month. The team at Financial Guardian developed a conservative but effective strategy that not only stopped the erosion of our retirement fund but actually grew it by 2.8% above inflation. Their ongoing support and adjustments to our plan have given us peace of mind about our financial future."

Ibrahim & Fatima Maalouf

Retired Teachers, Zarqa

Karim Nasser portrait

"As a small business owner, I wasn't just concerned about my personal savings but also about my company's cash reserves. Financial Guardian created a dual strategy that addressed both needs. Their approach to managing business cash flow during inflation was innovative and practical. One year later, my business is thriving despite the economic challenges."

Karim Nasser

Restaurant Owner, Irbid

Ready to Protect Your Savings?

Our team of financial experts is ready to help you develop a personalized inflation protection strategy based on your specific financial situation and goals.